What To Do If You Get A Nasty Letter or Phone Call From:
Marlin Capital Europe Ltd
Capital Europe Ltd is a debt purchasing company or debt collecting company
in the site of DBSG
(The Debt Buyers and Sellers Group) and/or mentioned in consumer finance
forms. They have a legitimate function as debt collectors, but there
is some indication that some such companies (not necessarily Marlin
Capital Europe), and especially the debt purchasing element, go a bit
too far sometimes and can make people's lives a misery when those same
people are at their most vulnerable. We do not suggest that they are
acting outside the law, but getting that letter or phone call is not
exactly helpful to you right now.
So the first thing
you must do if Marlin Capital Europe Ltd is bothering you is not
to panic or despair. That's just what they want! They'd love
you to call their number and speak to their specially trained sales
team for 'advice'. But once you do that you'll be suggestible to whatever
they tell you, instead of getting independent advice. While we always
say that you should keep an open dialogue with debt collectors, we would
recommend that you do so in writing only. This will prevent them 'railroading'
you into any action which is not in your best interests, as they so
love talking people into doing things on the spur of the moment. Of
course, they are only doing their job, but that's hardly a consolation
for you in the present situation.
There are several
courses that are open to you, and some will suit your own situation
better than others.
A sensible option,
we would suggest, is a debt management plan or even an IVA - which is
designed to actually write off a large chunk of your unsecured debt.
But you would need to take advice on this and look at your income and
expenditure in detail. This option won't suit everyone. There's more
on this below.
For an alternative type of
loan you could apply for a 'logbook loan' which many
people find a very useful option. It is actually a loan secured on your
car, except you get to keep the car and keep the cash as well! That's
why some people find it such a good idea, as it unlocks the equity in
your vehicle without taking away your means of transport (there's no
need to sell the car). To apply
for a logbook loan click here.
Yet another option
is a no credit-check guarantor loan. This is especially
useful because your own credit rating is not looked at; you must find
someone else willing to act as a guarantor for you such as a friend
or family member. This is an ideal solution if you're at the stage where
your credit profile has been downgraded by recent events, etc. So click
the following link for Unsecured Loans
that don't need you to be credit checked.
If you wanted to
try a debt management plan, then we provide a whole-of-market service,
with a number of debt management experts on our panel. So whatever your
circumstances, your application will find the plan for you, meaning
the optimum outcome for your situation. It also means
there are no minimum requirements for debt levels or income.
So apply for a debt management plan using the form below.
Capital Europe Ltd
Also Known As: Marlin Financial Services Ltd, Marlin
Ltd, Marlin Debt Collectors
Address: Marlin House, 16-22 Grafton Road, Worthing BN11 1QP
Telephone: 0208 1816013
Fax: Not known
Email: department @marlinfs.com
Extra Data: A Worthing address with a London telephone number, eh? Hmmmm
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Europe Ltd and the Truth About Your Debt
Marlin Capital Europe
Ltd is a debt collecting agents which has purchased
the debt from the original lending source for a tiny percentage of the
original value and is trying to get the full sum of the original
Marlin Capital Europe
Limited will use all sorts of methods to get money out of you so that
they can make a quick profit. You may already have had bad dealings
with them on the phone. They may phone you up when they know it is inconvenient
or even embarrassing for you and do this lots of times. They may write
you official-appearing sternly drafted letters threatening that they
will come round and collect the full amount or that they will take you
to court if you cannot pay. Their other tactics will include saying
that they will make a charging order on your property or in some way
cause you and your family great personal suffering.
So ask Marlin Capital Europe Ltd
for a copy of the original contract when you took out your loan or credit
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On Marlin Capital Europe Ltd
Another example of European capital taking
advantage of UK's lax debt laws and coming over here to cause havoc.
If they're not allowed to ply their disgusting trade in their own
country then why are they allowed to do it here?
you have any information that you would like honest people to know
about Marlin Capital Europe Ltd then send us an email in complete
confidence and we will try to corroborate it with the clowns involved.
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a look at the Insolvency Service's leaflet called 'In Debt', downloadable
of Debt Collectors
Marlin Capital Europe Ltd website is part of DPC Registry website group.
All rights reserved. Complaints Against Marlin Capital Europe debt collectors.